There is no charge for YOU to access on-line internet banking services 24/7.
You will be able to save time and improve cash flow with an automated remote deposit service. With a desk- top scanner, you can electronically scan, submit and deposit checks from the convenience of your desk.
Debit/Credit Card Processing
Exchange Bank offers the latest in credit, debit and gift card processing terminals, enabling YOU to take ad- vantage of the most progressive processing solutions for your clients.
Small Business Credit Cards
To assist YOU with your business operations, Exchange Bank now offers a small business credit card (rewards/ non-rewards) through Elan Financial Services.
Real-time cash management solution delivers a number of banking services right to your desk top. YOU can access transactional information, account activity, create Direct Deposit for employees and statement retrieval.
Health Savings Accounts
A Health Savings Account (HSA) offers certain tax advantages for YOU. You can use the money in the account to pay for any “qualified medical expense” permitted under federal tax law. For more details, please visit ww.treasury.gov for details.
- Term Loans
- Lines of Credit
- Commercial Mortgages
CD’s and IRA’s
The terms on these interest bearing investments range from 3 to 60 months.
Commercial Money Market*
Opening Deposit Requirement $10,000+
- Monthly Service Charge $9.00
- Minimum average balance greater than $10,000—no monthly service charge.
- Six (6) debits allowed per statement cycle. Any additional debits $5.00 each.
Commercial Checking Analysis
Service charge on this account is based on a Commercial Checking Analysis System. Please contact Exchange Bank for calculation methodology and schedule of fees.